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Poll: Have you incorporated new payment methods (for clients or personal purchases) in the last year?
Thread poster: ProZ.com Staff
ProZ.com Staff
ProZ.com Staff
SITE STAFF
Jun 11, 2021

This forum topic is for the discussion of the poll question "Have you incorporated new payment methods (for clients or personal purchases) in the last year?".

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Norbert Vasen
 
Maria Teresa Borges de Almeida
Maria Teresa Borges de Almeida  Identity Verified
Portugal
Local time: 18:12
Member (2007)
English to Portuguese
+ ...
Yes Jun 11, 2021

I've added Transferwise (now Wise) for some non-EU clients.

Edith van der Have
Aline Amorim
Tom in London
Becca Resnik
 
Edith van der Have
Edith van der Have
Netherlands
Local time: 19:12
Member (2016)
English to Dutch
+ ...
Yes ... Jun 11, 2021

... I already had Wise and opened up a GBP account there last winter, so my British clients can pay me in their own currency by domestic transfer. They highly appreciate it!

Maria Teresa Borges de Almeida
 
No Jun 11, 2021

Bank transfer or bust. Always has been, always will be. And nobody has ever asked to use any other method.

Ines Radionovas-Lagoutte, PhD
 
Tom in London
Tom in London
United Kingdom
Local time: 18:12
Member (2008)
Italian to English
Me too Jun 11, 2021

I've added Transferwise (now Wise) for all of my Italian clients. They pay a lot less in bank fees and I get a better deal too.

Becca Resnik
 
Alexandra Speirs
Alexandra Speirs  Identity Verified
Local time: 19:12
Italian to English
+ ...
sounds interesting Jun 11, 2021

Edith van der Have wrote:

... I already had Wise and opened up a GBP account there last winter, so my British clients can pay me in their own currency by domestic transfer. They highly appreciate it!


How are the bank charges?
My husband recently bought a book he needed for work from Israel, the book cost €55,00, bank charges €53,03

[Edited at 2021-06-11 12:27 GMT]


 
Mario Freitas
Mario Freitas  Identity Verified
Brazil
Local time: 15:12
Member (2014)
English to Portuguese
+ ...
No Jun 11, 2021

I added Payoneer years ago, and I've been trying to receive most payments through this mehtod (successfully). I also have Wise accounts, if the client prefers.
But I have surely eliminated bank transfers to Brazil as an option, and I'm trying my best to eliminate PayPal from my life. For clients who (still) insist in using PayPal, I charge an extra cent per word. For those who insist in bank transfers to Brazil, I thank them very much and ask them to find another translator.


Josephine Cassar
Kunal Jaidka
 
Edith van der Have
Edith van der Have
Netherlands
Local time: 19:12
Member (2016)
English to Dutch
+ ...
Much less! Jun 11, 2021

Alexandra Speirs wrote:
How are the bank charges?
My husband recently bought a book he needed for work from Israel, the book cost €55,00, bank charges €53,03

[Edited at 2021-06-11 12:27 GMT]

For such a transfer, probably around €2-3. I also use a USD bank account for my American clients, who can pay to it by ACH. They like it, too


 
Paul Dixon
Paul Dixon  Identity Verified
Brazil
Local time: 15:12
Portuguese to English
+ ...
In memoriam
PIX Jun 11, 2021

My traditional payment methods are PayPal (for foreign clients) and bank deposit (for Brazilian clients). This is done by e-banking or directly at the branch (I accept both) but now there is a new system called PIX which makes transfers directly in a matter of seconds, using a bank app. This is valid for receiving money and also for payments. You enter your respective bank app and then choose PIX, most people use their CPF (tax identification number) as an access code but you can create your own... See more
My traditional payment methods are PayPal (for foreign clients) and bank deposit (for Brazilian clients). This is done by e-banking or directly at the branch (I accept both) but now there is a new system called PIX which makes transfers directly in a matter of seconds, using a bank app. This is valid for receiving money and also for payments. You enter your respective bank app and then choose PIX, most people use their CPF (tax identification number) as an access code but you can create your own unique code.

Many Brazilian clients insist you issue Nota Fiscal, for this you need to have a company and pay hefty accountant fees on top of Brazil's one hundred and twenty taxes, the highest tax rate in the world. (Everyone pays taxes, but taxation on companies is much worse)

There is a Brazilian client who insists on PayPal, hard to believe but true. They already take a commission and then you have PayPal fees, so it comes out expensive.

I plan to move to Wise soon but don't have that many foreign clients. I planned on having Moneybookers but then it was discontinued in Brazil for some reason.
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Paul Dixon
Paul Dixon  Identity Verified
Brazil
Local time: 15:12
Portuguese to English
+ ...
In memoriam
Extortionate postal fees Jun 11, 2021

Alexandra's story about buying a book from Israel reminded me of two episodes:

1. I wanted to buy 'The Story of Anne Frank' in English, went to Livraria Cultura (a major bookshop here) and they said it would be 650 reais (about 100 quid), for a paperback edition. I later saw the same book on an Italian site for three euros. At Livraria Cultura, the book would have to be imported and take a month to arrive.

2. Oh, and extortionate postal fees. Once I bought a tin of feij
... See more
Alexandra's story about buying a book from Israel reminded me of two episodes:

1. I wanted to buy 'The Story of Anne Frank' in English, went to Livraria Cultura (a major bookshop here) and they said it would be 650 reais (about 100 quid), for a paperback edition. I later saw the same book on an Italian site for three euros. At Livraria Cultura, the book would have to be imported and take a month to arrive.

2. Oh, and extortionate postal fees. Once I bought a tin of feijoada (R$ 3) and when I was eating I found a little stone (size of a button) mixed with the beans. So I planned to send it to the company to complain. The problem was the postal fee of R$ 200, almost a hundred times the price of the tin of feijoada. The problem was, as it was not paper, it would be charged as a goods package, minimum base weight of 2 kg. And I won't even mention the time someone sent me a Christmas card by mail and it arrived at Easter, a distance of 50 km
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Tatiana Lammers
Tatiana Lammers  Identity Verified
United States
Member (2008)
English to Russian
+ ...
Yes Jun 11, 2021

One of my clients insisted on paying me by Zelle. So, I started using it and was surprised how fast the money gets deposited directly into my bank account, and I do not have to pay any fees for such transfer.

[Edited at 2021-06-11 17:11 GMT]


 
Paul Dixon
Paul Dixon  Identity Verified
Brazil
Local time: 15:12
Portuguese to English
+ ...
In memoriam
Zelle Jun 11, 2021

What is Zelle? Is it similar to PayPal? Can it be used in Brazil?
The name Zelle sounds Italian, is it? (sounds like a seaside resort on the Italian Riviera)


 
Wilsonn Perez Reyes
Wilsonn Perez Reyes  Identity Verified
El Salvador
Local time: 12:12
Member (2007)
English to Spanish
+ ...
Bitcoin Jun 11, 2021

Bitcoin will be legal tender in El Salvador effective next September. I may consider incorporating it in my payment methods.

 
Edward Potter
Edward Potter  Identity Verified
Spain
Local time: 19:12
Member (2003)
Spanish to English
+ ...
Lots of great new ways to pay and get paid these days Jun 11, 2021

Within the last 3 years:
I started using Zelle within the United States.
I started using Transferwise (now Wise) for international currency exchange.
I stopped using PayPal as much as is humanly possible.

I continue using bank transfer within Europe, which remains the best way to make and receive translation payments here.


Cristina Heraud-van Tol
 
Cristina Heraud-van Tol
Cristina Heraud-van Tol  Identity Verified
Peru
Local time: 13:12
Member (2005)
English to Spanish
+ ...
Yes! Jun 12, 2021

Zelle, Payoneer and Paylution.
And bank tranfers within Europe, with no commissions charged.

PayPal is now charging ridiculously high rates and three types of different fees!

[Edited at 2021-06-12 02:05 GMT]


 
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Poll: Have you incorporated new payment methods (for clients or personal purchases) in the last year?






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