Glossary entry (derived from question below)
English term or phrase:
balloon payment
Serbian translation:
balonska isplata
Jan 18, 2010 15:14
14 yrs ago
8 viewers *
English term
balloon payment
GBK
English to Serbian
Bus/Financial
Finance (general)
Definition from
Federal Citizen Information Center :
This is the very large payment that is due at the end of some loans. A balloon payment means that the borrower's monthly payments are used to pay the interest on the loan and that little of the payment is used to pay back the amount that was borrowed. Unless you know how you will make this payment, these loans can be risky.
Example sentences:
Balloon payments can be a big problem in a falling housing market. As house prices fall, the odds of homeowners having positive equity in their homes also drops, and they may not be able to sell their homes for the prices they anticipated. (Investopedia ULC)
If you cannot make the monthly payments or a balloon payment when due you will be in default under your loan. (JPMorgan Chase & Co)
You can make the balloon payment and keep the car - or part exchange it, using any surplus amount after making the final repayment, towards a deposit on your next vehicle. (Auto eBid)
Proposed translations
(Serbian)
| 5 +2 | balonska isplata |
Goran Tasic
|
Change log
Jan 18, 2010 14:13: changed "Kudoz queue" from "In queue" to "Public"
Jan 18, 2010 15:14: changed "Stage" from "Preparation" to "Submission"
Jan 21, 2010 16:03: changed "Stage" from "Submission" to "Selection"
May 15, 2011 13:54: changed "Stage" from "Selection" to "Completion"
Proposed translations
+2
11 mins
Goran Tasic
Serbia
Serbia
Serbia
Experienced technical translator
Native in: Serbian 
Works in: English to Serbian, German to Serbian, Serbian to English, and 2 more.
Related KudoZ points
:
56
Selected
balonska isplata
Definition from
own experience or research:
Hipotekarni kredit koji ima fiksnu mesečnu isplatu kamate za utvrđeni vremenski period, a potpuna isplata glavnice hipotekarnog kredita se splaća na kraju hipotekarnog razdoblja ili poslednjom ratom.
Example sentences:
Osim hipotekarnih kredita na 15 i 30 godina s fiksnom ili promenljivom kamatnom stopom, finansijske institucije nude hipotekarne kredite s balonskim isplatama. To su krediti koji zahtevaju fiksnu mesečnu isplatu kamate za vremenski period od 3-5 godina. Potuna isplata glavnice hipotekarnog kredita (balonska isplata) se obavlja na kraju hipotekarnog razdoblja, kako je prikazano na slici 9.1, pano b. (Hipotekarna tržišta)
Balonska isplata (engl. balloon payment, nem. Balloon-Zahlung) je pojam vezan uz umetno podizanje cena u prvom redu vrednosnih papira, a u širem smislu znači precenjeno plaćanje ili plaćanje preko vrednosti. Izraz se upotrebljava i za jednokratnu otplatu zajma o dospeću. (Premiumsoft)
Peer comment(s):
| agree |
Maja Milanovic
: Balonska isplata - isplata na dan dospeća
21 mins
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Hvala
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| disagree |
Mira Stepanovic
: Navedena definicija se odnosi na hipotekarni kredit a ne na balonsku isplatu što je ovde bilo pitanje.
3 days 2 hrs
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| agree |
Sladjana Spaic
: prevod je tačan!
4 days
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Hvala
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| agree |
Dragana Samardžijević
481 days
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Hvala
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4 KudoZ points awarded for this answer.
Discussion