Dari proses dalam referensi, terlihat bahwa debitor meminta dipailitkan oleh kreditor. Ternyata, gayung bersambut, bertepuk dua tangan: kreditornya juga bersedia.

Hal yang menonjol di sini adalah kreditor yang memilih likuidator. Jabatan ini sangat menentukan; ada likuidator yang condong membela kreditor, ada yang condong ke debitor, namun sering kali juga cari untung sendiri... :) Kuatnya pengaruh kreditor berarti inilah pemailitan sukarela oleh kreditor.

Catatan: karena yang diakui KBBI adalah kreditor, yang selayaknya dipakai adalah debitor, walau yang populer adalah debitur.

Ref: http://app.supremecourt.gov.sg/default.aspx?pgid=145
Creditors' Voluntary Winding Up
Where a company is unable to pay its debts and wishes to be wound up, it may do so by way of a creditors' voluntary winding up. In addition to the requirement of a members' resolution to wind up the company, the company must also convene a meeting of its creditors to consider the proposal for a voluntary winding up. The company will appoint a liquidator, subject to any preference the creditors may have as to choice of liquidators.

If no declaration of solvency is filed or if the liquidator is satisfied that the company is unable to pay its debt within the specified period of 12 months, the liquidation will proceed as a creditors' voluntary winding up.